1. Select the EV: Choose the electric vehicle you are considering from the GaadiMate catalogue.
2. Select a petrol rival: Choose a comparable petrol or CNG vehicle for lifetime cost comparison.
3. Enter monthly kilometres: Enter your estimated monthly driving distance in kilometres.
4. Choose ownership years: Select your ownership horizon: 3, 5, 7, or 10 years.
5. Read your savings: GaadiMate displays total EV savings, a year-by-year cost breakdown, and projected CO₂ reduction.

How is Total Cost of Ownership calculated for EVs?

TCO = on-road price − subsidies + (annual electricity cost + annual service cost) × years. GaadiMate compares this against an equivalent petrol car using current fuel prices and real service cost data.

Do EVs really cost less than petrol cars over time?

Yes. Although EVs cost more upfront, electricity costs 60–80% less than petrol per km in India, and annual service costs are 40–60% lower. Over 5 years, most EV buyers save ₹3–8 lakh compared to an equivalent petrol vehicle.

What government subsidies are included in the TCO calculation?

GaadiMate includes any active state-level EV subsidy for your vehicle's powertrain and price band. There is currently no national purchase subsidy for private electric cars - FAME II ended in March 2024 and its successor, PM E-DRIVE, doesn't cover cars. State incentives (road tax exemptions, registration waivers, and direct subsidies where available) are what the calculation reflects today.